Auto Insurance
From your daily commute to family road trips, explore liability, collision, and comprehensive options suited to your vehicle and driving needs. We compare carriers and explain deductibles so you can choose coverage with confidence.
Reliable, personalized insurance solutions tailored to protect what matters most to you, your family, and your business.
Licensed Property &
Casualty Agency
Personalized
One-on-One Service
Competitive Rates
Across Top Carriers
Founded by Carmen Silva Diaz, Familia Legacy Group LLC was born with a clear mission: to eliminate confusion from insurance and ensure every client receives attentive, dignified, and customized protection.
With more than four years of specialized experience in the Property & Casualty sector, Carmen treats policyholders as family. From safeguarding your home and vehicles in Florida to protecting commercial operations in Connecticut, we take pride in offering bilingual support and comparing multiple premier carriers to find coverage that fits your life and your budget.
“Las palabras también construyen legados. Más que seguros, protegemos generaciones.”
We work for you. Independent advice that puts your needs at the center of every decision.
Local guidance on wind mitigation, roof requirements, and coastal property risks.
Clear, fluent guidance in English and Spanish, so you feel confident about your coverage.
Select a policy to discover dedicated protection plans designed for individuals, families, and growing businesses.
From your daily commute to family road trips, explore liability, collision, and comprehensive options suited to your vehicle and driving needs. We compare carriers and explain deductibles so you can choose coverage with confidence.
Protect the place you call home with options for your property, personal belongings, and liability needs. Receive personal guidance on deductibles, policy limits, and Florida inspection requirements to help you understand your coverage.
Your business has its own goals and risks. Explore coverage for commercial property, business vehicles, and everyday operations, with personal guidance to help you compare options as your company grows and its needs change.
Everyday business activities can lead to unexpected claims. Explore protection for covered third-party injuries, property damage, and legal defense expenses, with guidance on limits and policy terms that fit the work you do.
Make your rental feel more secure with protection for the belongings you have worked to build. Explore personal property and liability options, and learn how policy limits and deductibles fit your home and budget.
Enjoy the road, the water, and your next getaway with coverage tailored to your motorcycle, RV, or boat. Compare specialized options and receive clear guidance on protecting your vehicle, equipment, and liability needs.
Coverage, availability, and discounts vary by carrier, state, policy terms, and eligibility.
Severe weather, roof age requirements, and changing premiums can make finding dependable coverage feel complex. Carmen helps Florida homeowners explore Wind Mitigation and 4-Point inspection requirements and potential discounts, so you can make an informed choice.
Insurance does not have to be complicated. Here are a few things our clients often ask.
Knowing your roof installation year, property details, and current policy is a helpful starting point. A recent Wind Mitigation report may qualify you for discounts, and some carriers require a 4-Point Inspection for older homes. Carmen will explain what your chosen carrier needs.
Standard homeowners policies generally exclude flood damage from rising water. Dedicated flood coverage is available through the National Flood Insurance Program and private insurers. We can help you explore an appropriate flood policy for your property.
Yes, many carriers offer multi-policy discounts. We compare eligible auto and home options and help you understand potential savings, with one personal point of contact. Availability and discounts depend on the carrier and your policies.
An independent agency compares multiple carriers rather than representing only one company. Familia Legacy Group combines that choice with personal guidance, bilingual service, and attentive support when you need help with your policy or a claim.
An umbrella policy can provide additional liability protection above the limits of qualifying underlying home or auto policies, subject to its terms and exclusions. It can help protect savings and other assets from covered liability claims. Carmen can explain the options for your circumstances.
Your family, your dreams, your future. Let’s protect them together.